General education. Verify dates with your servicer, court, or attorney.

Leave on your terms

Selling before foreclosure

A regular sale may preserve equity and control when the likely sale price can cover the mortgage payoff and selling costs. A scheduled foreclosure does not automatically pause because the home is listed.

A father and adult daughter calmly compare three possible paths at a dining table.

Know the real deadline

  • Verify the foreclosure sale date directly with the servicer and official local source.
  • Request a current payoff statement and identify other liens.
  • Build backward from the time needed for an offer, title work, and closing.

Protect the homeowner

  • Use a qualified local professional who understands time-sensitive and distressed sales.
  • Do not sign away title or control to someone promising to stop foreclosure.
  • Compare net proceeds, moving costs, tax questions, and housing transition needs.