Confirm whether the document is a Notice of Default or Notice of Trustee's Sale.
State foreclosure guide
California
Nonjudicial foreclosure is common; judicial foreclosure also exists.
Verified guideCalifornia Courts describes a common nonjudicial sequence that includes pre-filing contact, a recorded Notice of Default, a waiting period, and a Notice of Sale. State homeowner protections can affect servicer conduct.
What to verify in California
California Courts describes at least 90 days between a recorded Notice of Default and recording a Notice of Sale, followed by at least 21 days before sale.
Ask whether a complete foreclosure-prevention application triggers state or federal review protections.