Foreclosure-rescue scam shield
Urgency makes a promise sound better than it is.
Scammers may claim they can guarantee a modification, tell you to stop speaking with your servicer, demand upfront fees, or ask you to transfer title. Slow the transaction down and verify.
Upfront payment for mortgage relief, a guarantee to stop foreclosure, pressure to sign over the deed, requests to pay someone other than the servicer, or claims of secret government access.
Before paying or signing
- Call the servicer using a number from your mortgage statement.
- Ask a HUD-approved counselor to review the proposed service.
- Verify any lawyer independently through the state bar.
- Never sign a deed or power of attorney you do not fully understand.
If you already paid
- Save contracts, receipts, emails, texts, advertisements, and payment details.
- Contact the payment provider quickly to ask about reversal or fraud procedures.
- Report the conduct to the FTC, your state attorney general, and local law enforcement when appropriate.