General education. Verify dates with your servicer, court, or attorney.
Foreclosure.how

Know when legal help is urgent

Foreclosure is a legal process. Deadlines can change rights.

Seek local legal help when you receive court papers, a sale date is near, you believe the servicer ignored protections, ownership is disputed, or bankruptcy may be considered.

Bring a focused case packet

  • All notices and court papers, including envelopes and service details.
  • The scheduled sale date and where you verified it.
  • Loss-mitigation applications, decisions, appeal letters, and proof of delivery.
  • A one-page timeline of payments, calls, promises, and missed responses.

Find legitimate help

  • Search for LSC-funded civil legal aid by location.
  • Use your state court's self-help resources and lawyer-referral information.
  • Verify an attorney's license and disciplinary status through the state bar.